Standard Personal Health Plans from Consumers Life offers continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from 100% No Copay, 80% No Copay and Copay plans.

Standard 100% No Copay Plans

Information below reflects in-network benefits.

West Virginia Standard 100% No Copay Plans
	Deductible $2,500 $5,000 Premium Low Low Office visit 100% after deductible 100% after deductible ER services $150 copay, then 100% after deductible 100% after deductible Adult preventive care 100% after deductible 100% after deductible Maternity coverage 100% after deductible 50% after deductible Prescription drug coverage Included, optional Copay Card Rider available Included, optional Copay Card Rider available

Standard 80% No Copay Plans

Information below reflects in-network benefits.

West Virginia Standard 80% No Copay Plans
	Deductible $500; $1,000; $1,500   Premium Higher Office visit 80% after deductible ER services $150 copay, then 80% after deductible Adult preventive care 80% after deductible Maternity coverage 80% after deductible Prescription drug coverage Included, optional Copay Card Rider available

Standard Copay plans

Information below reflects in-network benefits.

West Virginia Standard Copay Plans
	Deductible $500; $1,000 ; $1,500; $2,500; $5,000   Premium Higher Office visit Office Visit copay then 100% ER services 80% after deductible Adult preventive care 80% after deductible; routine physical $25 or $40 copay then 100% Maternity coverage N/A Prescription drug coverage Included, optional Copay Card Rider available

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