Thinking of having a baby? Plan now to get the maternity services rider you'll need. In conjunction with any Standard Personal Health Plan, you may select an additional maternity services rider to cover the costs of a routine pregnancy. This option requires the rider to be in effect for 270 days before coverage begins.

If you are interested in delaying your out-of-pocket healthcare expenses, then consider our preventive services rider. This rider will pay for the first $300 of all routine labs, EKG’s chest X-rays, pap tests and mammograms.