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Standard Personal Health Plans from Consumers Life offer continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from plans with or without office copay.
Standard plans w/Office Copay
Information below reflects in-network benefits.
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| Deductible |
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70% Plans
$500; $1,000; $1,500; $2,500; $5,000 |
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80% Plans
$500; $1,000; $1,500; $2,500; $5,000 |
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| Office visit |
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$30 or $40 Copay, then 100% |
$30 or $40 Copay, then 100% |
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| ER services |
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$150 Copay then network coinsurance after deductible |
$150 Copay then network coinsurance after deductible |
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| Routine Physical Exam |
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$30 or $40 Copay, then 70% |
$30 or $40 Copay, then 80% |
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| Adult preventive care |
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70% after deductible |
80% after deductible |
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| Maternity coverage |
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Optional benefit |
Optional benefit |
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| Prescription drug coverage |
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Included, optional Copay Card Rider available |
Included, optional Copay Card Rider available | |
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Standard plans w/o Office Copay
Information below reflects in-network benefits.
|
| Deductible |
|
70% Plans
$500; $1,000; $1,500; $2,500; $5,000 |
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80% Plans
$500; $1,000; $1,500; $2,500; $5,000 |
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| Office visit |
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70% after deductible |
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80% after deductible |
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| ER services |
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$150 Copay then network coinsurance after deductible |
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$150 Copay then network coinsurance after deductible |
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| Adult preventive care |
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70% after deductible |
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80% after deductible |
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| Maternity coverage |
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Optional Benefit |
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Optional Benefit |
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| Prescription drug coverage |
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Included, optional Copay Card Rider available |
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Included, optional Copay Card Rider available | |
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