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Medical Plans
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  Value
  Short-term
  HSA-Compatible
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Products - Medical Plans 

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Everyone has different needs. That's why the family of Personal Health Plans has a variety of deductibles, coinsurance and copays.

You can select from four major medical health insurance plans for Wisconsin that will give you dependable and affordable coverage tailored to fit your needs and budget.

If you would like assistance in selecting a Standard, Value, Short-term or HSA-compatible health plan for individuals in Wisconsin, please see How to Choose a Plan.

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Standard

Health plans designed to meet your day-to-day medical needs; dependable coverage tailored to fit your needs and budget.

Value

More economical alternative to the Standard plans; provide protection from catastrophic and unexpected healthcare emergencies, as well as coverage for medically necessary office visits.

HSA-compatible

Quality Health Plans combined with the tax benefits and investment opportunities of an individual health savings account.

Short-term

A six-month plan that gives you the flexibility of a short-term commitment.


About our plans

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All Personal Health Plans from Consumers Life are Preferred Provider Organization (PPO) health plans.

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Choose between plans with different deductible levels.

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Pick any doctor or hospital in the network.

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Visit the doctor who's right for you - without a referral.

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Fast claims process - most claims are paid on average in five days.


What's included:

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Office visits.

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Care for serious or chronic illness

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Urgent care.

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Outpatient/inpatient services.

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Emergency care.

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Prescription drug coverage.

Below is a quick overview of the level of premiums and the types of coverage that we offer. For more information select the name in the column.

Single Coverage

 

Single Deductible Level

Plan types 500
1000
1200
1500
2000
2500
3000
4000
5000
Standard
•
•
N/A
•
N/A
•
N/A
N/A
•
Standard
(with office copays)
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
Value
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
HSA
N/A
N/A
•
N/A
•
•
•
•
•
Short-term
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Legend        
lower premium
moderate premium
higher premium
not available
 

Family Coverage

 

Family Deductible Level

Plan types 1000
2000
2200
3000
4000
5000
6000
8000
10000
Standard
•
•
N/A
•
N/A
•
N/A
N/A
•
Standard
(with office copays)
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
Value
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
HSA
N/A
N/A
•
N/A
•
•
•
•
•
Short-term
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Legend        
lower premium
moderate premium
higher premium
not available
 

Ready to apply?

Call 800/338-5915 to enroll or learn more
More ways to apply Apply Online
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