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Standard Personal Health Plans from Consumers Life offer continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from No Copay and Copay plans.
No Copay plans
Information below reflects in-network benefits.
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80% Plans |
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100% Plans |
| Deductible |
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$500; $1,000; $1,500; $2,500; $5,000 |
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$2,500; $5,000 |
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| Premium |
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Lower |
Higher |
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| Office visit |
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80% after deductible |
100% after deductible |
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| ER services |
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$150 copay, then 80% after deductible |
$150 copay, then 100% after deductible |
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| Adult preventive care |
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80% after deductible |
100% after deductible |
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| Maternity coverage |
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Optional Benefit |
Optional Benefit |
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| Prescription drug coverage |
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Included, Optional copay rider card available |
Included, Optional copay rider card available | |
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Copay plans Information below reflects in-network benefits.
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70% Plans |
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80% Plans |
| Deductible |
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$500; $1,000; $1,500; $2,500; $5,000 |
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$500; $1,000; $1,500; $2,500; $5,000 |
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| Premium |
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Lower |
Higher |
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| Office visit |
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$25 or $40 copay then 100% |
$25 or $40 copay then 100% |
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| ER services |
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$150 copay, then 70% after deductible |
$150 copay, then 80% after deductible |
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| Routine Physical |
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$25 or $40 copay then 100% |
$25 or $40 copay then 100% |
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| Adult preventive care |
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70% after deductible |
80% after deductible |
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| Maternity coverage |
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Optional Benefit |
Optional Benefit |
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| Prescription drug coverage |
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Included, Optional copay rider card available |
Included, Optional copay rider card available | |
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Ready to apply?
| Call 800/338-5915 to enroll or learn more | | |
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