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Products - Standard Plans

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Standard Personal Health Plans from Consumers Life offer continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from No Copay and Copay plans.

No Copay plans 

Information below reflects in-network benefits.

Michigan Standard No Copay Plans
80% Plans 100% Plans
Deductible $500; $1,000; $1,500; $2,500; $5,000
$2,500; $5,000
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Premium Lower Higher
Office visit 80% after deductible 100% after deductible
ER services $150 copay, then 80% after deductible $150 copay, then 100% after deductible
Adult preventive care 80% after deductible 100% after deductible
Maternity coverage Optional Benefit Optional Benefit
Prescription drug coverage Included, Optional copay rider card available Included, Optional copay rider card available

View the complete plan details:
Personal Health Plans Standard No Copay (500; 1,000; 1,500; 2,500; 5,000); Personal Health Plans Standard No Copay (2,500; 5,000)

Copay plans 
 
Information below reflects in-network benefits.

Michigan Standard Copay Plans
70% Plans 80% Plans
Deductible $500; $1,000; $1,500; $2,500; $5,000
$500; $1,000; $1,500; $2,500; $5,000
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Premium Lower Higher
Office visit $25 or $40 copay then 100% $25 or $40 copay then 100%
ER services $150 copay, then 70% after deductible $150 copay, then 80% after deductible
Routine Physical $25 or $40 copay then 100% $25 or $40 copay then 100%
Adult preventive care 70% after deductible 80% after deductible
Maternity coverage Optional Benefit Optional Benefit
Prescription drug coverage Included, Optional copay rider card available Included, Optional copay rider card available

View the complete plan details:
Personal Health Plans Standard (500; 1,000; 1,500; 2,500; 5,000)

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