Standard Personal Health Plans from Consumers Life offer continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from high-, medium- and low-deductible plans.

High deductible plans 

Information below reflects in-network benefits.

Standard High Deductible Plans
	Deductible $5,000 $2,500 Premium Low Low Office visit $25 copay, then 100% $25 copay, then 100% ER services 100% after deductible 100% after deductible Adult preventive care 100% after deductible 100% after deductible Maternity coverage Optional benefit Optional benefit Prescription drug coverage Included, optional Copay Card Rider available Included, optional Copay Card Rider available

Medium deductible plans 
 
Information below reflects in-network benefits.

Standard Medium Deductible Plans
	Deductible $1,000; $1,500   Premium Moderate Office visit $25 copay then 100% ER services 80% after deductible Adult preventive care 80% after deductible Maternity coverage Optional benefit Prescription drug coverage Included, optional Copay Card Rider available

Low deductible plans 
                                             
Information below reflects in-network benefits.

Standard Low Deductible Plans
	Deductible $500   Premium Higher Office visit $25 copay then 100% ER services 80% after deductible Adult preventive care 80% after deductible Maternity coverage Optional benefit Prescription drug coverage Included, optional Copay Card Rider available

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