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Products - Optional Riders

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Optional Prescription Drug Rider
 

Optional Prescription Drug RiderAll Personal Health Plans plans (Standard, Value, HSA-Compatible and Short-term) contain prescription drug coverage.
When enrolling in a Standard medical plan, you can upgrade your prescription drug coverage by choosing this rider.

  • With this Personal Health Plans Prescription Drug Rider, your out-of-pocket costs will be limited to a lower copay for each generic, formulary and non-formulary prescription filled.
  • Pay the single copay for retail or for home delivery, pay two times the copay for a 90-day supply.
  • The annual deductible and co-insurance are waived.

View a list of the preferred medications on the abridged formulary drug list. Can't find your medication on the abridged list? You may also want to access the Medco Interactive Rx Selections Formulary to view a continuously updated listing of all medications. 

 

 
Optional Maternity Services Rider
 

Optional Maternity Services RiderThinking of having a baby? In conjunction with your Standard Personal Health Plans, you may select an additional maternity services rider to cover the costs of a routine pregnancy. This option requires the rider to be in effect for 270 days before coverage begins.

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