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Products - Standard Plans

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Standard Personal Health Plans from Consumers Life offers continuous coverage. A standard Personal Health Plan is an affordable option for anyone who doesn't have access to group health coverage. Choose from No Copay and Copay plans.

Standard No Copay plans

Information below reflects in-network benefits.

Indiana Standard No Copay Plans
  80% Plans 100% Plans
Deductible $500; $1,000; $1,500; 2,500; $5,000 $2,500; $5,000
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Premium Lower Higher
Office visit 80% after deductible 100% after deductible
ER services $150 copay, then 80% after deductible $150 copay, then 100% after deductible
Adult preventive care 80% after deductible 100% after deductible
Maternity coverage N/A N/A
Prescription drug coverage Included Included

View the complete plan details:
Personal Health Plans Standard No Copay (500; 1,000; 1,500; 2,500; 5,000);
Personal Health Plans Standard No Copay (2,500; 5,000)

Standard Copay plans

Information below reflects in-network benefits.

Indiana Standard Copay Plans
Deductible $500; $1,000; $1,500; $2,500; $5,000
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Premium Higher
Office visit $25 or $40 copay then 100%
ER services $150 copay, then 80% after deductible
Adult preventive care 80% after deductible; routine physical $25 or $40; copay then 100%
Maternity coverage N/A
Prescription drug coverage Included

View the complete plan details:
Personal Health Plans Standard (500; 1,000; 1,500; 2,500; 5,000)

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