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Products - Optional riders

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Optional Prescription Drug Rider
 

Optional Prescription Drug RiderAll Personal Health Plan medical plans (Standard, Value, HSA-Compatible HSA-Compatible Wellness, and Short-term) contain prescription drug coverage.
When enrolling in a Value medical plan, you can upgrade your prescription drug coverage by choosing this rider.

  • With this Personal Health Plan Optional Prescription Drug Rider, your out-of-pocket costs will be limited to a lower copay for each generic, formulary and non-formulary prescription filled.
  • Pay the single copay for retail or for home delivery, pay two times the copay for a 90-day supply.
  • The annual deductible and co-insurance are waived.

View a list of the preferred medications on the abridged formulary drug list. Can't find your medication on the abridged list? You may also want to access the Medco Interactive Rx Selections Formulary to view a continuously updated listing of all medications. 

 

Preventative Services Rider
 

If you are interested in delaying your out-of-pocket healthcare expenses, then consider our preventive services rider. This rider will pay for the first $300 of all routine labs, EKG’s chest X-rays, pap tests and mammograms.

 

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