Thinking of having a baby? Plan now to get the maternity insurance you'll need. In conjunction with any 3080 Personal Health Plan, and 480 plan, you may select an additional maternity services rider to cover the costs of a routine pregnancy. This option requires the rider to be in effect for 270 days before coverage begins.

A mental health rider is available with 4070 plans for the treatment of mental illness or behavioral health conditions. For information on specific coverage, contact your broker or agent.