Products
Medical Plans
  3080
  4080
  4070
  HSA-Compatible
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Products - Medical Plans

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Everyone has different needs. That's why the family of Personal Health Plans has a variety of deductibles, coinsurance and copays.

You can select from four major medical health insurance plans for Georgia that will give you dependable coverage tailored to fit your needs and budget.

If you would like assistance in selecting a 3080, 4080, 4070 or HSA-compatible health plan, please see How to Choose a Plan.

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3080 and 4080

Health plans designed to meet your day-to-day medical needs; dependable health insurance plans for individuals tailored to fit your needs and budget.

4070

More economical alternative to the 3080 plans; provide protection from catastrophic and unexpected healthcare emergencies, as well as coverage for medically necessary office visits.

HSA-compatible

Quality Health Plans combined with the tax benefits and investment opportunities of an individual health savings account.


About our plans

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All Personal Health Plans from Consumers Life are Preferred Provider Organization (PPO) health plans.

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Choose between plans with different deductible levels.

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Pick any doctor or hospital in the network.

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Visit the doctor who's right for you - without a referral.

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Fast claims process - most claims are paid on average in five days.

What's included:

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Office visits.

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Care for serious or chronic illness

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Urgent care.

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Outpatient/inpatient services.

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Emergency care.

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Prescription drug coverage.

Below is a quick overview of the level of premiums and the types of coverage that we offer. For more information select the name in the column.

Single Coverage

 

Single Deductible Level

Plan types 500
750
1000
1200
1500
2000
2200
2500
3000
3500
 4000 5000 10000
3080
•
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
4070
N/A
N/A
•
N/A
N/A
•
N/A
N/A
N/A
•
N/A
•
•
4080
•
•
•
N/A
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
HSA
N/A
N/A
N/A
•
N/A
N/A
•
•
•
N/A
•
•
N/A
Legend        
lower premium
moderate premium
higher premium
not available
 

Family Coverage

 

Family Deductible Level

Plan types 1500
2250
2400
3000
4400
4500
5000
6000
8000
10000
 10500 15000 30000
3080
•
•
N/A
•
N/A
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
4070
N/A
N/A
N/A
•
N/A
N/A
N/A
•
N/A
N/A
•
•
•
4080
•
•
N/A
•
N/A
•
N/A
N/A
N/A
N/A
N/A
N/A
N/A
HSA
N/A
N/A
•
N/A
•
N/A
•
•
•
•
N/A
N/A
N/A
Legend        
lower premium
moderate premium
higher premium
not available
 

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